A Managing General Underwriter You Can Trust: About RMTS
Working to provide risk management solutions and dependable medical stop-loss since 1986.
At RMTS, we’ve been working to build trusted relationships through dependable service for four decades. Providing medical stop-loss solutions and risk management isn’t simply a transaction to us. We’re establishing partnerships you can depend on, with solutions crafted specifically for you.
Building Foundations of Trust
Our Mission & Values
As managing general underwriters, we deliver on the needs of our clients with services rendered in-house by an expert team of underwriters, claims examiners, and account professionals.
Understanding the nuances of building strategic plans for self-funded and captive employers has been our sole mission from the beginning. By using the latest technology and providing quality, dependable service, RMTS is the partner you need to maximize value and stability.
Partnering for the Highest Standards of Stop-Loss
At RMTS, we’re proud to partner with a broad range of private and public entities in a variety of industries who take advantage of the self-funded health plan model for benefit plans. We work with only A+ rated carriers to ensure the highest standard of excellence for your stop-loss policy.


Gerber Life Insurance is a trademark. Used under license from Société des Produits Nestlé S.A. and Gerber Products Company. Copyright ©2025 Gerber Life Insurance Company, White Plains, NY 10605.
Nationwide and the Nationwide N and Eagle are service marks of Nationwide Mutual Insurance Company. Nationwide Life Insurance Company, Columbus, OH 43215. NSM-0496AO (2/25)
Proud Members
At RMTS we strive to maintain the highest standards of industry excellence to serve our clients. We are proud members of the Self-Insurance Institute of America (SIIA), the Society of Professional Benefit Administrators (SPBA), and the Health Care Administrators Association (HCAA).



Trusted by Self-Funded Employers Across the Country
We’re proud to provide medical stop-loss solutions, risk management services and captive reinsurance for self-funded employers in over half of the United States. We’re working steadily not just to grow your business, but to increase our own, with a reach that meets you wherever you are.

RMTS Culture
When you go to look for a stop-loss partner, you want a partner that is going to be in it for you. At RMTS, we understand that. Our company’s culture is built around the simple idea that real business is in the connection. We’re committed to building meaningful relationships with each of our clients, so you know you’re working with a partner you can trust.
Whether you need medical stop-loss or captive reinsurance, RMTS meets you where you are, with solutions tailored to your needs. We’ve been providing medical stop-loss to clients that have been with us for over 20 years. This longevity stems from the partnerships we’ve built with our clients and the mutual trust we’ve worked hard to establish.
Our partners know what to expect from us; our consistency in dependable service is the cornerstone of that relationship.

Start Crafting Your Stop-Loss Blueprint
Reach out to RMTS today!