Medical Stop-Loss, Captive Reinsurance, and Risk Management Solutions You Can Trust

Managing General Underwriters Since 1986

At RMTS, we know the value of having a partner you can rely on. A partner you can trust. We’re here to be that partner.

For four decades now, we’ve built relationships through dependable service. Providing medical stop-loss solutions and risk management isn’t simply a transaction to us. We establish partnerships you can depend on, with solutions crafted specifically for you—all backed by industry experts with a deep commitment to our profession.

Relationships Made to Succeed

We partner with a broad range of private and public entities in a variety of industries who take advantage of the self-funded health plan model for beneﬁt plans. From medical stop-loss to risk management, we meet you where you are and provide you with solutions tailored to your needs.

Brokers

Equipped to fully support you and your clients, we serve as a best-in-class extension of your own ofﬁce, working hard to build a stable relationship that ensures an ease of certainty. With RMTS, you’ve got a partner you can rely on, ready to pave the way forward. Backed by our expert
underwriting services, let us help you grow better business with time-efﬁcient, tailored solutions.

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Third-Party Administrators

With our team of industry experts, collaborating with third-party administrators is the cornerstone of our business. We work hard to build stable, ﬂexible relationships with exceptional TPAs like you, so you can depend on risk management services and medical stop-loss solutions for your clients.

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Partnerships Built on Trust

We work with only A+ rated carriers to ensure the highest standard of excellence for your stop-loss policy.

Nationwide and the Nationwide N and Eagle are service marks of Nationwide Mutual Insurance Company. Nationwide Life Insurance Company, Columbus, OH 43215. NSM-0496AO (2/25)

Risk Management Solutions You Can Rely On

When it comes to insurance risk management services, there’s no one-size fits all. It takes an expert architect to build something that not only brings spending down and savings up, but that is unique to you. RMTS is here to be that architect, from medical stop-loss solutions to captive reinsurance.

Medical Stop-Loss

Captive Reinsurance

All of our services are rendered in-house by our expert team, dedicated to finding the solution that works best for you.

Looking for a solution that fits you?

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Creating Trusted Relationships

“The industry is really challenging when it comes to forging relationships that last and are built on trust, efficiency, communication, honesty and performance. RMTS has proven over years that they are a partner that meets our needs and for us, that is reassuring. “

-President and CEO, BenefitsDNA

“RMTS’ commitment to partnership permeates from the top down. It’s the hallmark of who they are. Issues can – and do – arise from time to time, but RMTS always works through these issues in a very professional manner and finds a way to deliver a fair solution for the client. This is what has allowed us to enjoy our relationship with RMTS for the past 10 years and what I fully expect will carry on for the next 10 years.”

- Managing Director, Global Brokerage Firm

"Working with RMTS has brought tremendous value to our stop-loss strategy. Their underwriter expertise has helped us design smarter, more strategic contracts that align perfectly with our clients’ needs. What sets them apart is their collaborative approach — it truly feels like a partnership rather than a transaction."